Cafeteria Rewards and also Your Workforce
https://www.evernote.com/shard/s630/sh/238822bd-46a3-4426-a665-f84b5388921f/726a9f211d7f26cb9556ed37d2a5d444
Workers spend for non-reimbursed costs from these accounts. However, flexible-spending accounts are "use-it-or-lose-it" accounts; meaning that any kind of funds remaining at the end of the year can't be " surrendered,"